Plan Your Retirement Right: Unveiling ICICI Pru Lakshya Income
Retirement - a time to relax, travel, and pursue passions. But a secure retirement requires planning. ICICI Prudential Life Insurance offers ICICI Pru Lakshya Income, a comprehensive plan designed to provide guaranteed income throughout your golden years. Let's delve into what this plan offers.
Guaranteed Income for Life
ICICI Pru Lakshya Income is a protection and savings-oriented plan specifically focused on retirement income needs. Here's how it benefits you:
Guaranteed Regular Income: After a chosen deferment period, you receive a guaranteed income payout every year till the age of 99. This provides a steady stream of income to meet your retirement expenses.
Life Cover: In case of your unfortunate demise, your family receives a pre-determined sum assured. This financial cushion safeguards their well-being.
Maturity Benefit: Upon reaching the policy term, you receive any accumulated bonuses along with the remaining sum assured.
Additional Features for Enhanced Security
Survival Benefit (Optional): This benefit provides a lump sum payout on policy anniversaries before the income start date.
Regular Additions: The plan may offer periodic bonuses that can increase the payout upon maturity or death.
Riders (Optional): Consider adding riders like waiver of premium or accidental death benefit for additional protection.
Why Choose ICICI Pru Lakshya Income?
Peace of Mind in Retirement: Provides a guaranteed income stream you can rely on throughout your retirement.
Flexibility: Choose a policy term, sum assured, and deferment period that aligns with your retirement goals.
Protection for Your Family: Life cover ensures your loved ones are financially secure even in your absence.
Potential for Growth: Regular additions can increase the overall payout.
Remember:
- Carefully consider your retirement needs and financial situation before investing.
- Premiums may vary depending on the chosen plan options.
Invest in a Secure Retirement
ICICI Pru Lakshya Income empowers you to plan a worry-free retirement with a guaranteed income stream.
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